California Bankruptcy Information
California Bankruptcy 
Information Bankruptcy Overview
Have you found yourself in financial distress? Filing for bankruptcy may be an option to help you take control of your financial future. California Bankruptcy Information offers a clear explanation of the issues you need to consider before filing for bankruptcy.
 
Bankruptcy laws are designed to offer protection for consumers who need relief from overwhelming debt. Different debt relief options are available help you get a fresh start with your finances. Whether your financial struggles are due to unemployment or underemployment, divorce, or a risky business venture, our experienced bankruptcy attorney can guide you toward the right legal solution.

We have helped thousands of clients improve their financial situations, and we are prepared to help you get started today. Contact our experienced California bankruptcy lawyer by calling (951) 677-8064. We invite you to schedule a free, initial consultation to discuss the details of your situation.

Chapter 7 Bankruptcy Eliminate Your Debt
  • Chapter 7 Bankruptcy removes certain debts and allows qualifying individuals to get a fresh financial start.
  •  Chapter 7 Bankruptcy helps people who have very few assets along with a high amount of unsecured debts, including charge cards, medical bills, personal loans and other debt not secured by collateral.
  •  These debts are discharged, or eliminated, and will not have to be repaid. 
  •  Chapter 7 Bankruptcy is called the “Liquidation Bankruptcy” because certain assets are sold to pay creditors.
  •  Most times, the debtor is able to keep their home and car by claiming personal property exemptions.
  •  The California means test determines whether you will qualify for Chapter 7 Bankruptcy protection.
Chapter 13 Bankruptcy | Restructure Your Debt
  • Chapter 13 Bankruptcy is best suited for individuals who need to be relieved of financial burdens, but who do not want to part with assets.
  •  Under a Chapter 13 Bankruptcy, you are in control of how your debts and assets are handled. 
  •  Our bankruptcy lawyer works closely with clients to develop a plan to repay creditors over a 36 to 60 month period.
  •  If the debt is not paid off by the end of the repayment period, it is discharged by the bankruptcy court and no longer owed to the creditor.
  •  Our knowledgeable California bankruptcy attorney is often able to take measures which may allow clients to keep their home and car while catching up on missed payments. 
Is it Better to File Chapter 7 or Chapter 13 Bankruptcy?
California Bankruptcy Information
The bankruptcy option that is best for you will depend on your income, assets, the type of debt you have accrued, and the vision you have for your future. Do you want the bankruptcy judge making decisions about your assets, or would you rather make those decisions yourself?

In addition to helping you choose which type of bankruptcy will best meet your needs, our experienced bankruptcy lawyer will explain your rights and assist you through every step of the bankruptcy process. We will also explain the advantages and disadvantages of filing bankruptcy in California.

If your financial problems are becoming unmanageable, it may be time for you to get help from an experienced bankruptcy lawyer before the situation interferes with your marriage, employment stability, retirement savings, business, or your health.

The bankruptcy process is complex. Seeking experienced guidance will provide you with the peace of mind of knowing your case is being handled appropriately. Before filing your petition, the court requires the debtor to complete a bankruptcy counseling course. Immediately upon filing your bankruptcy petition, an automatic stay will stop creditors from pursuing collection actions against you.

For over 15 years, we have been providing clients with the best legal solutions to improve their financial situations. Connect with our experienced bankruptcy attorney by calling (951) 677-8064, or contacting us online. 
California Bankruptcy Information
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