Bankruptcy exemptions in California identify the type of assets and property an individual can legally keep after filing for Chapter 7 Bankruptcy. Our skilled bankruptcy lawyer works efficiently to ensure that some home equity, your car, some jewelry, clothing, household items, and retirement funds are protected.
Chapter 7 Bankruptcy wipes out most types of unsecured debt such as credit cards and medical bills. However, the bankruptcy court will not discharge certain types of debt, including tax debts, student loans, child support obligations, and debts in which a creditor objects to discharging.
In certain situations, a “reaffirmation agreement” is necessary when an individual wishes to continue paying a debt. We provide legal representation at the reaffirmation hearing to uphold your rights and ensure the proceedings are in your best interests.
If your paycheck is being garnished, the creditor must terminate the garnishment order. Our experienced California Chapter 7 Bankruptcy lawyer will work quickly to stop the wage garnishment so you will once again receive a full paycheck.